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| Distressed Situation Optimization and Litigation Support |
| Our specialized product and industry expertise provides our clients with the tools to optimize an underperforming portfolio or situation. We offer: |
- Negotiation management services related to debtor, creditor, equity investor, rating agency and financial press constituents
- Forensic cash flow and operational analysis
- Financial damage estimates
- Litigation support and expert witness services
- Receivership management
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| Advisory & Consulting |
| We provide investment banking, advisory, marketing, and consulting services for clients around the world with a focus on life settlements and premium finance businesses. As specialists in our field, we advocate an entrepreneurial approach to problem solving with a high level of integrity to help our clients achieve their goals. |
| Mergers & Acquisitions |
| Identification, valuation, due diligence, negotiation & closing |
| Capital Structure Advisory |
| Private equity, senior and mezzanine debt, asset based lending, financial engineered solutions, and equity capital raising |
| Marketing Programs |
| Tailored marketing programs to reach target markets |
| General Advisory |
| Premium finance rescue and recapitalization, web strategies, draft or review policy and procedures, operational reviews and policy and portfolio acquisitions |
| Policy Valuation and Review |
| Vrye Advisors, LLC can assist your firm in the review and valuation of an individual policy or a portfolio of policies. Policy Review consists first of an independent analysis of a client’s insurance needs, then methodically determining if current insurance type and amount are appropriate. Policy Valuation is based on many variables, including: |
- The cost of insurance (“COI”) and other expenses associated with the policy
- The net death benefit of the policy
- The life expectancy (“LE”) of the insured
- The expected rate of return sought by investors
- The type of policy
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| Vrye Advisors, LLC uses an advanced, probabilistic pricing model that combines industry accepted mortality tables with proprietary algorithms. Analysts review illustrations as well as mortality reports and other key data pertaining to the insured to uncover all of the pertinent facts related to a policy or portfolio. Then, analysts use premium optimization and pricing tools to develop the premium payment schedules necessary to properly assess the overall value of each life settlement policy or portfolio. |
| In addition to the analytical processes of pricing and premium optimization, Vrye Advisors brings value added through our constant access to market information with our extensive network of agents, brokers, providers, LE firms, and financing entity clients. We are uniquely positioned to stay abreast of market conditions and identify trends to bring value to our clients as they seek to optimize their competitive position in the market. |
| Brokerage & Asset Management |
| Life Settlements are among the best alternative investment asset classes available in today’s markets. Vrye Advisors specializes in the identification and acquisition of undervalued assets in the life settlement market, the life premium finance market, the COLI (corporate owned life insurance) market, and the life insurance derivative marketplace. |
| The principals at Vrye Advisors, LLC work as investment banking and consulting professionals to evaluate and analyze the rapidly evolving environment of life insurance related assets for unique policy and portfolio investment opportunities. Additionally, Vrye Advisors designs innovative solutions on behalf of its clients that create more efficient asset gathering and asset disposition opportunities in the life asset marketplace. |
